Road Traffic Accidents

Catastrophic Injury Claims – If Your Injury Is Life Changing, What Do You Do Next?

catastrophic injury claim

Catastrophic injuries are generally defined as any serious injury that may result in permanent disability, long-lasting medical problems, a decreased quality of life or reduced life-expectancy. In a serious injury case, there are many additional factors to consider.

The treatment and follow up care for catastrophic cases tend to be expensive, involving multiple procedures, continuous care and frequently impairs a person’s daily life and capacity to support themselves. These injuries can cause intense pain and trauma and can have a distressing impact on you and your family.

What type of case constitutes a catastrophic injury?

 
Whether you’ve been in a road traffic accident, had an accident at work or in a public place, all of these can be escalated to a serious injury claim, requiring the specialist knowledge of an experienced injury solicitor. It’s imperative that each client’s situation is analysed from the beginning, on a case by case basis to ensure the full and correct care is provided.

These serious types of injury can mean that you are no longer able to work. You may also need adaptations or disabled facilities in your home and your car, as well as some level of care, physiotherapy or treatment for the rest of your life. If this happens, it’s important to have a specialist solicitor on your side who can ensure you receive all of this ongoing support, to give you peace of mind in the short-term to meet your immediate needs, as well as the long-term.

Although we can often ascertain the severity of your injuries during our initial consultation with you, in some cases the extent of the impact of your injuries only come to light later. It’s therefore imperative that the medical report from your injury is understood thoroughly, and any specialists you are referred to for examination are highly competent.

At IMS Law, our in-house experience in dealing with these more complex cases is invaluable in these situations. We also only refer to the highest quality specialists we have long working relationships with, so we can be confident that each stage is handled professionally and conscientiously.

Here we will look at a previous catastrophic injury case handled by IMS Law. The identity has been anonymised for client confidentiality.

Case study – Work Accident

 
We were instructed by K directly following an accident in which he was injured at work. K was in the course of his employment working on a building site where a property was being converted into apartments. On the day of the accident K was working on the 3rd floor and was instructed by a colleague to access a skylight in the roof. The Skylight had to be opened to allow an engineer to access the roof.

The only available ladder was placed into the skylight but could only be positioned at a shallow angle until the skylight was opened. K climbed the ladder and successfully opened the skylight. As K prepared to descend the ladder, it slipped, falling from the skylight, due to it’s shallow angle and K fell to the ground, whereupon he sustained personal injuries.

K suffered a complex fracture to the right pelvis and was expected to suffer with long term symptoms. His walking distance was restricted by half a mile and he experienced difficulties with personal care and dressing for several months and needed care. The Defendants originally disputed the allegations as they alleged that K was partially to blame for his injuries but did state they would deal with the matter on a contributory negligence liability basis.

contributory negligence liability basis: This is where a claim is settled on a percentage basis, with both parties involved accepting shared responsibility for an accident. The overall figure will be determined, and if found in the claimant’s favour, the Defendant will be expected to pay the agreed percentage of that claim to them.

After we conducted an in-depth examination of the evidence on file, we negotiated a settlement to 80% contributory negligence in K’s favour which was agreed by all parties. This further investigation by IMS Law ensured we received the appropriate award from the Defendant, as we always strive to ensure that you receive all of the compensation you deserve.

K needed extensive physiotherapy treatment and was cared for by a relative for several months whilst he was recovering and during this period we arranged the required treatment and also obtained several interim payments so that the Claimant was able to continue with his treatment and recovery without worrying about any financial implications.

We arranged required MRI scans and  instructed specialist medical experts who advised K to be handicapped on the open labour market in relation to his previous profession, which included performing heavy manual tasks. He therefore had a claim for a disadvantage on the open labour market. (Smith v Manchester award.) A claim for a disadvantage on the open labour market depends on whether your future ability, or capacity to earn has been compromised by your injuries. If your injuries are likely to put you at a disadvantage in future, you may be entitied to make a claim for a Smith v Manchester award.

Following subsequent meetings with an independent Barrister, organised by IMS Law, and further negotiations with the Defendants, K was awarded a settlement figure for his serious injury claim to the sum of £120,000.00 that included a claim for cost of care, disadvantage on the open labour market, travelling expenses and compensation for personal injury.

If I’ve had an accident how can I get help with a serious injury claim?

 
At IMS law we can assist you and your family and arrange any rehabilitation, treatment, care, loss of earnings and claim compensation for your injuries. We work to relieve your financial burdens to allow you and your family to focus on the most important thing: your recovery. To read more about serious injury claim processes, go to our dedicated page here.

If you need to speak to our friendly team to discuss your situation, give us a call today, fill in our contact form or get in touch via our live chat function. We will be happy to discuss your accident with you and give you no-obligation advice. If you are happy for us to represent you, we will walk you through each stage and start working on getting you the support you need.

The 5 Biggest Accident Black Spots On St Helens Roads

st helens road traffic accident

Every town and city has their black spots on their roads. They generally centre around roundabouts, blind corners or difficult to negotiate junctions, with the severity of accidents usually increasing in relation to the speed limits on the surrounding roads. Here we look at the top 5 spots which regularly see a car accident in St Helens, and how it compares with the rest of the country.

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New Laws For Mobile Phone Use Behind The Wheel – Can You Pass Our Quiz?

You could ask anyone if it’s illegal to use a mobile phone when driving and you can be pretty sure the answer would be a resounding “yes”.

Using your mobile phone while driving seems a clear enough concept, but are the rules around what constitutes mobile phone use as straightforward as they seem? With more changes to the law being implemented in November 2019, make sure you’re up to date with the all of the legislation.

Take our quiz to see if you can get full marks. You can check out our page on this subject to review the information afterwards, once you’ve completed the quiz.

Results

Excellent! If you didn’t get 100%, make sure you review the answers you got incorrect to make sure you don’t get caught out and end up with a possible fine and points on your licence!

Oh dear, why not try again? Keep going until you get them all correct, to make sure you don’t get caught out and end up with a possible fine and points on your licence!

#1 If you are caught using your mobile phone whilst driving, you can choose to either pay a £ 200 fine or take 6 penalty points.

#2 Laws relating to using mobile phones in the UK were first enacted in 2003

#3 It’s okay to interact with your phone whilst driving as long as you’re only using it for sat nav purposes

#4 A new driver who has held a licence for 2 years or less would instantly lose their licence if caught using their mobile and driving

#5 You can search and dial a contact in your phone whilst driving as long as you are using a fully hands-free method to make the call

#6 The reaction times when texting or checking a mobile phone whilst driving is double that of drink driving

#7 As long as you’re stationary, such as waiting at lights or in traffic, it is okay to check or use your phone

#8 If you’re supervising a learner driver in the car, it’s okay to use your phone as you’re not driving the car

#9 Holding your phone to make a call whilst driving is fine, as long as the speakerphone is enabled and the phone is not held to your ear

#10 1 in 5 motorists admit to checking social media or messages whilst sat in traffic

#11 If deemed extreme enough, the police can increase the standard penalties for mobile use, including larger fines and disqualification

#12 In some European countries, using a headset or earphone-type hands free device is also against the law

#13 Only interaction with a mobile phone for communication purposes is illegal whilst driving

#14 It’s okay to take a photo or record footage whilst driving if it will be helpful as evidence to the police

#15 The only time it is really safe to use your mobile in any way whilst behind the wheel is when you’re safely parked up with the engine off

finish

If you need other legal advice, get in touch with our friendly team of solicitors here.

The IMS Law guide to road traffic accident claims

Being involved in a road traffic accident can be very upsetting and confusing for everyone involved, thankfully IMS Law have helped thousands of clients to claim compensation.

With more than 165,000 road traffic casualties reported in the UK last year alone, we caught up with Litigation Executive, Kim Hatton, to find out more about what you should do following a road traffic accident and how IMS Law can help.

So, what should someone do after a road traffic accident?

Kim: Immediately after a car accident people find it hard to think straight. There are however a few helpful steps you should take, such as:

  • Take the full name and address of the driver/s of the other vehicle/s involved
  • If possible take photos of the scene of the accident, the other vehicle/s involved including the damage sustained (showing the vehicle registration plate/s)
  • If an injury has occurred, report the incident to the police as soon as possible
  • Report the matter to your insurers as soon as possible
  • Obtain names and addresses of witnesses if possible
  • Check to see if any of the driver/s or witnesses have a dash camera which recorded the accident
  • Keep full details of losses and expenses incurred as a result of the accident – keeping receipts where possible
  • Seek immediate medical attention if necessary

You are legally obligated to inform your insurance company when you’ve been involved in an accident. However do not be pressured into utilising their own legal services, you are entitled to choose your own representative to act on your behalf and that’s where IMS can help.

What types of road traffic accident claims are there?

Kim: At IMS we have experience in every type of road traffic accident claim. We’ve helped passengers in a vehicle at fault, made children’s claims, claims against uninsured drivers, acted on behalf of passengers on a bus or coach, motorbike claims, pedestrian claims, passengers in a taxi, and multiple vehicle accidents to name just a few.

It isn’t common knowledge that if a child is involved in a road traffic accident, their parent or guardian can pursue a compensation claim on their behalf and act as the Litigation Friend.

Can someone claim compensation from an uninsured or untraced driver?

Kim: Yes, IMS can make a claim for you through the Motor Insurers Bureau (MIB) under the Uninsured or Untraced Drivers Agreement.

IMS will then liaise with the Motor Insurers Bureau on your behalf to ensure the best possible outcome for you.

How long does someone have to make a claim after a road traffic accident?

Kim: The general rule for adults who are considering making a claim for personal injury compensation is that you have three years from the date of the accident to start the claims process.

If a claim has not been settled or Court Proceedings have not been issued by the 3rd anniversary of the accident, your claim may be considered ‘time-barred’ leaving you ineligible for compensation.

The rules for children who have sustained injury as a result of an accident are slightly different to that of an adult. The three-year time limit still applies, however a child has three years from the date of their 18th birthday in which to process a claim.

Therefore a claim processed after the date of a child’s 18th birthday must have either settled or Court proceedings issued before they reach their 21st birthday.

Again their claim may be considered ‘time-barred’ leaving them ineligible for compensation if either of the above have not been completed.

How much compensation do people usually receive after a car accident?

Kim: The amount can vary depending on the circumstances and the level of injuries sustained.

It also depends on the length of time in which you suffer from the injuries. This includes the extent of the treatment you require, such as taking medication to control pain and discomfort, the impact the injuries have had on your everyday life and your ability to work.

At IMS our personal injury team will be able to give you a valuation of your claim once we have received completed medical evidence.

How are road traffic accident cases funded?

Kim: At IMS our road traffic accident claims are funded on a no win, no fee basis. This is known as a ‘conditional fee agreement.’

The benefit of a no win, no fee agreement is that there are no financial risks to you. You do not have to pay any upfront costs to start a claim and are only required to contribute towards legal fees if your claim is successful.

If your claim is unsuccessful, you will not have to pay us anything.

If we are successful in securing you compensation, the contribution you make is capped at 25% from the amount you receive. We always explain the funding arrangements during our initial consultation before anyone enters into any arrangements with us.

If you’ve been involved in a road traffic accident contact IMS Law now to begin your compensation claim.

Where to find us

Visit:
IMS Law
89 Corporation Street
St Helens,
Merseyside
WA10 1SX
Call: 01744 612549
Email:

Mon to Fri – 9:00 to 17:00

IMS Law
Corporation Street, Saint Helens WA10 1SX, UK

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